Individually Rated Commercial Auto Insurance

Better commercial insurance solutions for your clients

Vyne Economical

The easy way to write IRCA policies

It’s all about service. Benefit from binding authority, broad product offerings, competitive pricing, and quoting and binding options.

We offer:

  • Competitive pricing in target segments
  • Broad appetite and eligibility
  • Self-serve option for easy quoting and binding
  • Access to expert underwriters for coverage on heavy and super heavy vehicles

Streamline your business

A person working on their laptop computer and talking on their phone A person working on their laptop computer and talking on their phone

Self-serve in Guidewire

For light commercial vehicles, the benefits of writing IRCA through Guidewire with Economical include:

  • Clearly defined underwriting rules
  • Up to 5 business days to send bound applications for new business
  • Writing IRCA, standard, substandard, and recreational vehicle exposures on the same policy
  • Third party liability up to $5 million for commercial vehicles, private passenger, and recreational vehicles written on an IRCA policy
  • Digital quoting through your broker management system and quoting vendor
  • Guaranteed quotes for 45 days
Visit Guidewire to get started
Happy people in an office Happy people in an office

Submit to our underwriters

Submit directly to our experienced team to place individualized business for:

  • Heavy and super heavy commercial vehicles
  • Truckmen operations
  • Instances when type of use selection does not reflect the insured options
  • Policies with five or more commercial vehicles

Contact our underwriting team for a quote at 1-844-327-2227, or select your region to contact the team by email:

Alberta
Ontario
Quebec
Nova Scotia
New Brunswick
Prince Edward Island
Training and Resources

Videos

Visit the Learning Centre on Broker Extranet to access IRCA demonstration videos, including accredited training options and more information about Guidewire.

IRCA material

Contact your business development representative for more information about IRCA and training options.

IRCA product manual
Vyne resources
IRCA new business quote checklist

IRCA Appetite*

Targeted

  • Agricultural/Farming
  • Artisan, Trade Services, and Landscaping
  • Manufacturer/Retailer – Distribution for Self

Core

  • Commercial/Residential Cleaning Services for others
  • Delivery of construction and building services and supplies

Limited

  • Sand and gravel, non-pay per load operations
  • Truckmen
  • Courier set route delivery
  • Newspaper delivery

Get started today

Contact your business development representative if you have any questions or visit Guidewire and start quoting

Visit Guidewire and start quoting