Specialty insurance solutions

Protection for complex, large-scale operations

Economical is becoming Definity Insurance.
Same commitment, new look. 

Some businesses face risks that go beyond standard coverage. Our specialty insurance is designed for organizations with complex operations, higher exposures, or unique insurance needs — supported by teams with deep expertise and industry insight.

Explore our specialty solutions to find coverage built around the realities of your business.

A person using a harness while working on a jobsite A person using a harness while working on a jobsite

Surety Bonds

Financial confidence beyond a handshake.

When contracts, regulations, or customers require added assurance, surety bonds help guarantee your obligations. We offer a range of surety bond solutions to support your projects and business relationships — from contract bonds to commercial surety.

Learn about surety bond options
Farm tractors moving through a field Farm tractors moving through a field

Farm Insurance

Coverage rooted in the way you work.

Farming comes with unique risks — from property and equipment to liability and operations. Our farm insurance solutions are designed to help protect your livelihood, your assets, and your way of life, with coverage tailored to agricultural operations of all sizes.

Learn about Farm insurance options
Cityscape view Cityscape view

Financial Lines Solutions

Protection for leadership, decisions, and professional risk.

Financial Lines insurance helps protect businesses and their leadership from claims related to management decisions, professional services, workplace issues, cyberattacks, and financial risk. 

Learn about Financial Lines insurance options
oilfield piping oilfield piping

Oil & Gas Solutions

Coverage built for demanding environments.

Oil and gas operations face high‑stakes risks and tough conditions. Our oil and gas insurance solutions are designed for complex operations, offering protection for equipment, liability, property, and cross‑border activities.

Learn about Oil & Gas insurance options
Aerial view of an industrial jobsite Aerial view of an industrial jobsite

Specialty Energy and Property Insurance

Protection for large‑scale commercial and industrial operations.

Specialty Energy and Property insurance helps protect complex risks across industrial, commercial, and energy operations. With flexible coverage and experienced underwriting support, we help safeguard high‑value assets and specialized exposures.

Learn more about Specialty Energy and Property insurance options
Aerial view of a large bridge over a river Aerial view of a large bridge over a river

Global Cross-Border Solutions

 Insurance that moves with your business.

If your operations extend beyond Canada, managing insurance across borders can be complex. Our Global Cross‑Border Solutions help keep coverage consistent as your business operates internationally — supported by Canadian expertise and trusted local partners worldwide.

Learn more about Global and Cross-Border Solutions insurance options
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Complex Mid-Market Insurance

Coverage designed for growing organizations.

As your business grows, your risks become more complex. Our Complex Mid‑Market insurance solutions are built to support established and expanding organizations with tailored coverage and specialized expertise. 

Learn more about Complex Mid-Market insurance options
Ready to get started?
Contact your broker to learn more about specialty insurance solutions.

Because their story is ours too

We've been doing this for a long time, and we take pride in getting our customers’ lives back to normal as quickly as possible. Here are some of their stories.

The best laid plans: how we helped a Quebec poultry farmer get back up and running after a barn fire

Well adjusted: how we stepped in to support our broker partners after the Goderich tornado of 2011

Why choose Economical?

Your satisfaction is our top priority, and it’s guaranteed. With a specialized team of more than 600 claims professionals on your side, you’re sure to get the service you deserve — 24 hours a day.

Learn about our service guarantee