Why do insurance rates increase & how can you save?

There are many reasons why insurance premiums are going up

Car and home insurance rates are rising, and it’s important to understand that there are many things that contribute to these increases. Whether you’re purchasing a new policy or renewing an existing one, understanding these factors will give you insight into how your premiums are calculated and why they might be going up.

Top reasons for home insurance rate increases Learn about the factors that cause home insurance premiums to rise

From inflation to extreme weather events, there are several factors that could lead to an increase in your home insurance premium.

Learn about the factors that cause home insurance premiums to rise

Top reasons for car insurance rate increases Learn about the factors that drive up car insurance premiums

From changes in your driving habits to supply chain issues affecting the entire insurance industry, there are many reasons why your car insurance premium might go up.

Learn about the factors that drive up car insurance premiums

How to save

10 ways to save on car insurance

Whether you already have car insurance or you’re in the market for a new policy, check out these money-saving tips to help you get the best price.
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A couple looks at some papers and their laptop as they look for ways to save on home insurance

10 ways to save on home insurance

We’ve got some of the best money-saving tips to help you get the right home insurance coverage at the right price.
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How to save on insurance during tough economic times

During slow and uncertain economic times, follow these tips to cut back and save on your insurance.
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Questions? A broker can explain more

If you’ve noticed your insurance rates have increased and you’re not sure why, your licensed insurance broker would be happy to provide more details. And if you’re shopping for insurance and don’t already have a broker, we can help you find one near you.

Find a broker now